Director-Risk & Information Management Job Vacancy in Amex Gurgaon, Haryana – Updated today

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Full Details :
Company Name : Amex
Location : Gurgaon, Haryana
Position :

Job Description : You Lead the Way. We’ve Got Your Back.
At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we’re supporting our customers’ financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly redefining what’s possible — and we’re proud to back each other every step of the way. When you join #TeamAmex, you become part of a diverse community of over 60,000 colleagues, all with a common goal to deliver an exceptional customer experience every day. We back our colleagues with the support they need to thrive, professionally and personally. That’s why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
Functional Description:
Global Commercial Services is a core operating group within American Express and has delivered robust growth over the past decade. GCS serves small, medium, and large business clients and helps them manage their cash flows and increase their profitability through a variety of products.
The Director role is within the Global Commercial Services Credit Risk Management team reporting into the VP of US Commercial Customer Management. The selected candidate will lead a team of experienced risk professionals responsible for managing the Authorizations strategy for US Corporate Card portfolio.
Key Responsibilities
Drive excellence in core Authorizations controls by reducing unprofitable disruptions, especially for low-risk strategic segments, while minimizing losses from defaulters
Close collaboration with customer management functional partners to profitably manage and maximize customer relationships by communicating credit concerns prior to POS action, thereby reducing surprise
Effectively manage abuse risk for GCG/LM Portfolio
Leverage obligor level internal & external early warning indicators to effectively manage the exposure on associated products through Auth controls
Ensure operational excellence and compliance with regulatory, audit and oversight requirements
Continuously monitor portfolio performance and effectively partner with cross functional partners, decision science and other teams to enhance the credit controls as needed
Lead, engage, and inspire a team of high performing risk management professionals
Seasoned risk management professional with experience in managing credit risk of commercial portfolios
Ability to provide structure in ambiguity, excel in a dynamic and complex environment, and deliver under tight deadlines.
Superior thought leadership, problem-solving, and advanced analytical skills
Self-starter, results-driven, intellectually curious personality
Excellent, effective written and oral communication
Advanced degree in statistics, econometrics, operations research, mathematics, data science preferred
Prior people leadership experience preferred
Expert with SAS, SQL
Acquaintance with HIVE, Pyspark, Python is a plus

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

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