Assistant Vice President – Wholesale Credit GSC’s Job Vacancy in HSBC Kolkata, West Bengal – Updated today
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Company Name : HSBC
Location : Kolkata, West Bengal
Position :
Job Description : The health and safety of our employees and candidates is very important to us. Due to the current situation related to the Novel Coronavirus (2019-nCoV), we’re leveraging our digital capabilities to ensure we can continue to recruit top talent at the HSBC Group. As your application progresses, you may be asked to use one of our digital tools to help you through your recruitment journey. If so, one of our Resourcing colleagues will explain how our video-interviewing technology will be used throughout the recruitment process and will be on hand to answer any questions you might have.
Some Careers grow faster than others.
If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be.
HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.
We are currently seeking an experienced professional to join our team in the role of Assistant Vice President- Wholesale Credit
Why join us?
Wholesale Credit & Market Risk [WMR] is responsible for the approvals, policies, portfolio management and reporting on the Group’s Wholesale Credit and Market Risk exposures.
The INM Corporate Approvals HYD team was set up to support INM WMR by performing credit approvals / recommendation for relationships falling within the Large Corporate / Global Banking (Corporate (75%) and FIG (25%)) portfolio of HSBC India. The role entails reviewing credit submissions, challenging the Relationship Manager’s proposition where required and approving / recommending a lending position within delegated authority after suitably mitigating the Bank’s risks.
We are currently seeking an ambitious individual to join this team in the role “Assistant Vice President – Wholesale Credit GSC’s”. In this role, you will:
What you’ll do:
The role holder[s] will have the following broad responsibilities:-
Analyse new / existing corporate counterparties in the Large Corporate / FIG Segment/Global Banking Segment of India and approve / recommend a lending position within appropriate delegated credit authority.
Work independently on credit proposals to reach a solution in close and constructive collaboration with colleagues within WMR CoE, Wholesale Credit Risk and Business Teams in HSBC India.
Participate in credit / risk meetings with Front Office / HSBC India WMR colleagues.
Closely monitor risk events and be able to timely escalate to management.
Prepare for audit, regulatory initiatives and internal projects pertaining to credit risk management
Represent WMR CoE in Shared Services and New Business initiatives where required
Flexibility to travel, if required
Requirements
What you will need to succeed in the role:
Academics – Graduate degree in commerce/ economics/ management/ engineering. Qualifications in Finance/ CA/ ICWA/ CS/ CAIIB preferred.
7+ years of relevant experience in Corporate / SME Credit in a reputed Bank/ Financial Institution.
Strong understanding of financial statement analysis and credit lending products
Strong analytical skills to quickly interpret data & facts to arrive at meaningful conclusions
Excellent interpersonal, English communication and negotiation skills
Customer centric mind-set
Resilience to work under pressure to meet aggressive deadlines.
Role holders need to be flexible in terms of approach/expectations as the process stabilizes.
Routine work involves regular dialogue with colleagues in HSBC India. While Role Holders can largely work normal India business hours, they must be prepared to stay longer to meet business requirements.
What additional skills will be good to have? (List out good to have skills and certifications)
All applicants must have successfully completed their probation period.
Employees must meet performance and behavioural standards as defined in the policy
All L6& L5 applicants should have served at least 24 months and should have successfully completed respective learning curve tenure, in their current role as on closing date.
Applicant should not be on a corrective action plan/ disciplinary action in the last 6 months or any other performance action as on the date of application.
Application form should be submitted along with the current CV
All applicants should inform their respective Line Managers of their application.
All the completed applications should be submitted on or before the closing date.
The Company reserves the right to change any terms and conditions related to employment, mentioned in the Offer Letter and the Rules and Regulations governing the conduct of the employee in the Company. Such change would be intimated by the Company through an internal communication to the employees at large.
Right to work is required. Local employment rulings and restrictions will apply
You’ll achieve more at HSBC
HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.”
Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.
***Issued By HSBC Electronic Data Processing (India) Private LTD***
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