Product Manager – Lending Full-Time Job Vacancy in KhataBook Bengaluru, Karnataka – Updated today

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Full Details :
Company Name : KhataBook
Location : Bengaluru, Karnataka
Position :

Job Description : Role Overview:

We, at KhataBook, are looking to hire a Product Manager for our Financial Services products. If you are someone who understands the intricacies of balancing the art and business analytics to consumer lending? Do you want to directly impact the strategy and solve complex problems? Would you like to be part of a fun, fast-paced team working in a strong data-driven culture? If you like a high-adrenaline job, with plenty to learn, then come join us at Khatabook.

About us:

The MSME sector…

Bharat has 60 Million MSMEs (Micro, Small and Medium Enterprises). 90% of India’s ~$1 Trillion Retail Market is controlled by a traditional/unorganized sector. Which means ~$900B worth of commerce flows through these ~60M MSMEs in the form of shops/warehouses/kiosks/homes, scattered all over the country.

Who we are and what we do…

Khatabook aims to build products that every MSME would use to run their business better.

We started with the business ledger, which saves 3- 4 hours for merchants per day by managing their credit, creating transparency in cash flow, and increasing trust with their consumers – solving a critical need for India’s MSMEs.

We also empower merchants to collect payment digitally and help build their identity through offerings such as business cards.

What have we achieved so far…

Today more than a Million merchants are uploading data and engaging with the Khatabook app daily while adding $200 Million worth of transactions every day. The high engagement has resulted in more than 25% of the total active merchants joining the platform through word-of-mouth and referrals.

Play your role in making history…

KhataBook closed a $60 Million Series B Round by top investors during the COVID pandemic. India’s MSMEs also showed their trust by the continued use of Khatabook in these troubled times. The Khatabook Team is now focussed on empowering them, by building the next-gen digital-first products that…

Eases the management of capital cycles so that merchants can earn more money.
Simplifies the acquisition and distribution of goods and smoothen the payments.
Upskills merchants to run their businesses better.

About the Role / Responsibilities:

Customer Obsession: Obsess about what’s best for the customer and willing to dig deep using data or direct user research to come up with the needs of both a Khatabook user and their customers alike.
Cross-team collaboration: Work closely with Business, Operations and Risk teams to define, document and communicate requirements for the product and execute them flawlessly to achieve the said objectives.
Focus on Technology: Work very closely with world-class Engineering, Data Sciences and QA teams throughout the product development life cycle. Define the product acceptance testing criteria, ensure that they are met.
Focus on User Experience: Attention to detail with an ability to work with user interface designers and usability experts to deliver habit-forming products with a low learning curve.
Product Innovation: Stay abreast of new innovations and the latest technology trends and explore ways of leveraging these for improving the product in alignment with the business.

Desired Experience / Background:

2+ years of overall work experience in product development, business analytics, design or other related fields with 1+ years in a product function.
Proficiency in using analytical software to drive decision making and measure product success (SQL experience a plus)
Fintech background including but not limited to payments, banking or lending is a plus
Exceptional interpersonal communication, relationship management and organizational skills
Ability to operate in a fast-paced environment with a high level of operational excellence.

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