Personal Banker Job Vacancy in First Security Bank Bozeman Bozeman, MT 59715 – Latest Jobs in Bozeman, MT 59715

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Company Name : First Security Bank Bozeman
Location : Bozeman, MT 59715
Position : Personal Banker

Job Description : The Personal Banker will greet customers with a smile, assess and satisfy their needs in a professional manner. The Personal Banker is also responsible for processing all new account transactions; assisting customers in their selection of various accounts and financial services; cross-selling the Bank’s products and services; opening, maintaining and closing of all account types; performing branch clerical duties; promotes business for the Bank by delivering superb customer service.Under the direction of the Consumer Loan Manager, the Personal Banker interviews customers, and helps applicants complete the Loan Application, answers loan questions on new and existing loans, and promotes loan products and services that best suites the customer’s needs.Duties include but not limited to: Deposit Accounts: Know the features and benefits for all checking accounts, savings accounts, money market accounts, health savings accounts, individual retirement accounts, and certificate of deposit accounts.Greet all customers immediately, meeting our Service Excellence Pledge standards.Build account relationships by effectively cross selling and referring additional products and services to the appropriate department.Accurately open any account with complete documentation and complete the follow up phone calls and thank you cards with the required timeframes. Complete MSB due diligence questions within streamline.Actively participate in the High Performance Growth (HPG) program including Branch HPG displays, Big Days, and Tell a Friend program. HPG inventory is maintained and RMS reporting is submitted weekly.Know how to use and set up Net Teller (online banking), Bill Pay and E-statements to be able to assist a customer. Order and follow-up on all check orders with check provider. Process Wire Transfers, and Safe Deposit Clerk.Follow up with customer(s) to complete pending items within the 30 day required period. Complete the necessary CIF maintenance when account relationships change. Issue and perform maintenance on VISA Instant Issue and Check Cards.Make the determination when a check is deposited into a new checking account if it will require a Reg CC Hold and be able to explain this to the customer. Be able to explain all new account disclosures associated with each retail product.Loan Duties:Promote the availability of credit to all creditworthy applicants without regard to race, color, religion, national origin, sex, marital status, or age.Provide equal treatment to all applicants and provide the same information to all similarly situated borrowers when applying for a loan.Position will require Personal Banker to obtain an NMLS Number assigned by the Nationwide Mortgage Licensing System & Registry, as required by law.Accept loan applications and help customers complete the loan application as needed, provide applicants the knowledge to make sound financial decisions.For CIP purposes and to prevent fraudulent activity, the Personal Banker will obtain current identification and note it on the loan application at the time of application.Provide customers with loan terms, rates, fees, and product knowledge.Ensure proper disclosures are provided at the time of application.Work closely with the Consumer Loan Dept. as a team to efficiently close all loans in a timely manner.Develop and maintain a relationship with loan customers to broaden the bank’s public image and promote additional products and services to obtain future business.Ensure we are compliant with state and federal regulations. Keep up to date on Loan Policy and all applicable loan procedures. It is extremely important to First Security Bank that we meet all compliance regulations.Work closely with the Consumer Loan Dept. with customer’s loan request from the time of application to loan closing.Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.Must complete the assigned online training courses and achieve a passing score by due date.The preceding job description indicates the general nature and level of work performed by this position and does not contain all duties and responsibilities. Position performs other duties as assigned.Desired Minimum Qualifications: Combination of education and experience equivalent to a Bachelor’s degree in business, finance, or related field.One year prior bank experience preferredKnowledge, Skills and Abilities: Working knowledge of Bank products and services. Consumer lending functions, policies, and procedures.*Product knowledge on all loan products.State, federal, and industry banking compliance regulations and guidelines; applicable laws and regulations related to lending function.Computerized bank software applications (Jack Henry) is preferred; MS Word and Excel, and the Internet.Computer keyboard, photocopier, calculator, and other office machines used in performance of job duties.Ability to analyze, evaluate and interpret bank policies, federal regulations, and other technical information.Work in a professional manner and consistently demonstrate courtesy, customer service, and tact in a fast-paced/deadline-oriented environmentEffectively sell and cross sell the services and accounts offered by the Bank. Be able to maintain a pleasant, helpful demeanor toward customers and personnel.Build trust and confidence with others.Follow written and oral instructions.Communicate effectively, verbally, and in writing.Anticipate, Identify, and resolve problems.Work well under pressure; meet multiple and sometimes competing deadlines; ensure work is completed accurately and on time.Work independently and as an active team member by sharing and accepting suggestions and ideas.Physical Demands and Working Environment: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable, and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.Specific lifting abilities required by this job include: The employee is constantly required to stand and walk. Exerting up to 25 pounds of force occasionally, and/or up to 10 pounds of force frequently, and/or a negligible amount of force constantly to move objects. If the use of arm and/or leg controls requires exertion of forces greater than that for sedentary work and the worker sits most of the time, the job is rated for light work.Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.Must be able to routinely perform work indoors in climate-controlled shared work area with moderate noise level.Job Type: Full-timePay: $19.00 – $28.69 per hourBenefits:401(k)401(k) matchingDental insuranceEmployee assistance programFlexible scheduleFlexible spending accountHealth insuranceHealth savings accountLife insurancePaid time offProfessional development assistanceReferral programRetirement planVision insurancePhysical Setting:OfficeSchedule:8 hour shiftMonday to FridayCOVID-19 considerations:Common surfaces are sanitized frequently.Ability to commute/relocate:Bozeman, MT 59718: Reliably commute or planning to relocate before starting work (Preferred)Experience:Banking: 1 year (Preferred)Customer service: 1 year (Preferred)Work Location: One location

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